Bad credit is temporary. Let’s fix it — fast.

It's time you control your credit rather than your credit control you! We've helped thousands of families get a second chance at reaching their financial goals. It's time we help you!

Let's improve your credit score!

  • FREE credit consultation

  • FREE in-depth credit audit & analysis

  • FREE credit recommendations

What You WILL GET

Credit Report Audit – See exactly what’s hurting your credit and how to fix it.

Personalized Solutions – Your Goals Shape Our Strategy.

Dispute Resolutions – We handle all the work with bureaus and creditors.

Resources – No-fluff tips, tools, and resources to keep your score strong.

Ongoing Support – Access personalized education to help you make informed decisions.

3 SIMPLE STEPS TO BOOST YOUR CREDIT SCORE:

STEP 1:

FREE CREDIT AUDIT

  • We break down your credit reports with you.

  • Pinpoint what’s holding your score back—no fluff, just facts.

  • Get clear answers and pro tips to start making progress fast.

STEP 2:

SET UP YOUR PORTAL

  • Secure client dashboard to track disputes and see real-time updates.

  • Everything in one place—credit scores, progress, support.

  • You’re in the loop. Always.

STEP 3:

WE GET TO WORK

  • Disputes start within 48 hours—we don’t waste time.

  • We handle the back-and-forth with the bureaus so you don’t have to.

  • You focus on your goals. We’ll handle the rest.

TestimonialS

Talha P.

“I was stuck with the same credit score for years and didn’t even know credit repair was a thing. I was introduced to Carlos and he helped me erase quite a few derogatory items. My score went up over 100 points in less than 90 days.”

Steve K.

“Carlos is just excellent at what he does. He was recommended to me by my financial advisor and I was apprehensive at first. On our first phone call, he educated me on ways to improve my credit and the basics of credit repair — before I even agreed to start working together. I already referred 2 family members and would recommend him to anyone, hands down.”

Melissa M.

"His approach to educating people is so unique and powerful. Not only did he help me become a first-time home owner, he showed me how to keep my good credit long term — and that’s priceless.”

James E.

“In a matter of months, my credit score jumped over 120 points! The personalized plan and step-by-step guidance really helped me. I feel in control of my finances for the first time in a long time.”

Michael A.

“I’ve tried other services in the past, but none have been as transparent and effective. No hidden costs — just honest help that got me actual results.”

Erica P.

“The financial education provided was invaluable. Not only did my credit score go up significantly, but they also taught me how to make better decisions with my money. It’s been a game-changer!”

Erasing Barriers, Empowering Dreams.

STAY IN TOUCH:

(805) 208-2368

© 2017, ThriveBox LLC

All Rights Reserved

Follow us on social media! We post no-fluff credit tips daily to help you improve your credit.