ABOUT US

Who We Are

Hello, I’m Carlos Mestas — Founder & CEO of ThriveBox.

We specialize in credit restoration and financial empowerment. Our mission is to help everyday people break free from the limits of bad credit and reclaim their financial future — ethically and permanently.

What We Do

At ThriveBox, we help you remove derogatory items and boost your credit score — the right way.

We work directly with credit bureaus and furnishers on your behalf to improve your credit profile and restore your creditworthiness.

This isn’t a one-size-fits-all service. We tailor our approach to your unique situation so you can move forward with confidence and qualify for the opportunities that were once out of reach.

How We Do It

We keep it legal, ethical, and transparent.

We challenge inaccurate, outdated, or unverifiable information using federal consumer laws that are designed to protect you.

We don’t cut corners or rely on shady tactics — everything we do is by the book and we are very good at what we do.

You have rights. We help you exercise them to clean up your credit and build a stronger financial foundation.

Why We Do It

There’s a lot of noise out there — and a lot of myths about credit.

Most people are never taught how credit really works, let alone how to fix it when things go wrong. Misinformation and outdated advice only make it worse.

At ThriveBox, we’re here to change that.

We do this to educate, empower, and correct your credit — so you can stop feeling stuck and start building a life that credit supports, not holds back.

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TestimonialS

Talha P.

“I was stuck with the same credit score for years and didn’t even know credit repair was a thing. I was introduced to Carlos and he helped me erase quite a few derogatory items. My score went up over 100 points in less than 90 days.”

Steve K.

“Carlos is just excellent at what he does. He was recommended to me by my financial advisor and I was apprehensive at first. On our first phone call, he educated me on ways to improve my credit and the basics of credit repair — before I even agreed to start working together. I already referred 2 family members and would recommend him to anyone, hands down.”

Melissa M.

"His approach to educating people is so unique and powerful. Not only did he help me become a first-time home owner, he showed me how to keep my good credit long term — and that’s priceless.”

James E.

“In a matter of months, my credit score jumped over 120 points! The personalized plan and step-by-step guidance really helped me. I feel in control of my finances for the first time in a long time.”

Michael A.

“I’ve tried other services in the past, but none have been as transparent and effective. No hidden costs — just honest help that got me actual results.”

Erica P.

“The financial education provided was invaluable. Not only did my credit score go up significantly, but they also taught me how to make better decisions with my money. It’s been a game-changer!”